Author: David Swinson

There’s a savings account that gives you a tax break when you put money in, lets your money grow tax-free, and gives you another tax break when you take money… Continue Reading

Here’s something the financial industry doesn’t shout loudly enough: you don’t need a lot of money to start investing. You just need to start. Many people delay investing because they’re… Continue Reading

If you’ve ever stared at a student loan balance and wondered whether you’d be paying it off for the rest of your life — you’re not alone. Americans collectively hold… Continue Reading

Running short before payday is one of the most common money stresses there is — and lately, the ads promising to fix it are everywhere. Apps like Klover, EarnIn, Dave,… Continue Reading

Most people know they probably need life insurance. Far fewer actually understand it. That gap — between knowing you should have it and understanding what you actually need — is… Continue Reading

Is buying a home always the right move? Not necessarily — and that’s okay to admit. Homeownership is one of the most powerful wealth-building tools available to everyday Americans. But… Continue Reading

Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds: compound interest is the single most powerful concept… Continue Reading

Credit cards have a complicated reputation. Some people swear by them — the rewards, the convenience, the purchase protections. Others have been burned by high-interest debt they’re still paying off… Continue Reading

You work hard for your paycheck. But if you’ve ever looked at your pay stub and wondered why your take-home pay looks so much smaller than your hourly rate suggests,… Continue Reading

If you’ve been putting money into a 401(k) at work but haven’t opened a Roth IRA, you might be leaving one of the most powerful retirement tools on the table.… Continue Reading