Changing jobs? Here’s exactly what to do with your 401(k) — and the one option that could cost you thousands.
Author: David Swinson
How to Open Your First Brokerage Account
Opening your first brokerage account is one of the most empowering financial steps you can take. This guide walks you through everything you need to know to get started with confidence.
Understanding Risk and Return: How to Match Investments to Your Goals
One of the most common things that holds people back from investing is the word “risk.” It sounds like a warning, maybe even a reason to stay out. But in… Continue Reading
401(k) Employer Matching: Free Money You Shouldn’t Leave on the Table
Employer matching is one of the most underutilized financial tools available to working Americans. Here’s how to capture every dollar of free money your employer is offering.
Index Funds: The Beginner’s Best Friend
Index funds are one of the most powerful, lowest-stress ways to build wealth. Learn why Warren Buffett recommends them for most everyday investors, how they compare to actively managed funds, and how to get started today.
The Stock Market Explained for Complete Beginners
The stock market is one of the most powerful wealth-building tools available to everyday people. Learn what stocks are, why prices move, and how beginners can start investing with confidence.
Traditional vs. Roth 401(k): Which Is Right for You?
Both Traditional and Roth 401(k)s are powerful retirement savings tools — but they work very differently. Learn when each type wins, how contribution limits work, and how to choose the right one for your situation.
How Much Should You Contribute to Your 401(k)?
There’s no single correct number that works for everyone — but there is a clear framework. Learn the four steps to finding your 401(k) contribution target, from capturing the full employer match to the 10-15% rule and IRS limits for 2026.
Investing 101: Why Starting Early Matters More Than Starting Big
You Don’t Need to Be Rich to Start Investing Many people assume investing is something you do after you’ve “made it” — after you’ve paid off all your debt, built… Continue Reading
What Is a 401(k)? The Basics Explained
A 401(k) is one of the most powerful retirement savings tools available to American workers. Here’s everything you need to know — from how it works and employer matching to contribution limits and withdrawal rules.