Conventional wisdom says we’re in a housing affordability crisis. With higher mortgage rates and higher home prices, buying a home has supposedly never been more expensive. But what if I told you this entire narrative is wrong? In reality, housing affordability could actually be at or near an all-time high. Sound crazy? Maybe. But if housing The post Why Housing Affordability Could Actually Be At An All-Time High appeared first on Financial Samurai.

Well folks, the time has finally come to buy a new car. After buying eight cars in my first ten years out of college thanks to my former car addition, I now dread the idea. All I want is to drive one car forever to save time, hassle, and money. However, my 2015 Range Rover The post Time to Buy A New Car: Mine Is 10 Years Old & Causing Problems appeared first on Financial Samurai.

About 10 years ago, I tried logging onto SSA.gov to check my Social Security benefits. You would think after decades of paying FICA taxes (6.2% for SS, 1.45% for Medicare), the government might make it easy to see what you’re entitled to. Nope. Instead, the system demanded to physically mail me a PIN. I tried three times The post Living Solely Off Social Security Benefits In Retirement Is Possible appeared first on Financial Samurai.

At our core, we all just want a fair chance to compete. We don’t want handouts, and we certainly don’t want to rely on the Bank of Mom & Dad to prop us up as adults. They have their own retirement to worry about. The real satisfaction comes from seeing what we can build through The post Thankful for the Opportunity to Keep Competing and Thinking appeared first on Financial Samurai.

I was talking to a full-time mother the other day, and she was pissed. Her full-time working husband was heading out on yet another business trip. It was his third week-long trip that month, and she was over it. Their two kids missed their father, and she didn’t think all the travel was truly necessary, The post How To Overcome Travel Guilt As a Stay-at-Home Parent appeared first on Financial Samurai.